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We Offer The Best Mortgage Rates In Toronto

We Are The Leaders

We offer some of the best and most customizable mortgage rates in Toronto. We are committed to provide our customers with unparalleled mortgage services.

We Work With The Greatest Lenders

Toronto Mortgage Brokerage is one of the best mortgage brokers in Canada. Our customer service is unsurpassed and so are our rates. Our knowledgeable staff has numerous connections with the greatest lenders allover Canada.

We’ll Give Your The Best

When thinking of rates it is not only lowest rate that matters. There are many different types of rates, starting from variable to fixed. Only a qualified professional can help you to make the right decision as to which rate is right for you. You priorities and needs are always put into first place. With our help you can feel confident and rely on the fact that you got the best of the best.

We Stay On Top

Market changes can be abrupt and unexpected. Along with market changes, mortgage rates inevitably fluctuate as well. Fortunately the expertise of our team enables us to always stay on top of these changes. We put in all our effort into doing our job right; that is exactly why we are able to provide the lowest rates.  We have special access to hundreds of brokerage products that other companies are not even aware of. If you would like to find out the most current rates, don’t hesitate to contact us.

We Serve All The GTA

We offer successful mortgage options for customers in Aurora, Markham, Mississauga, New Market, North York and all of the Greater Toronto Area. Even if you’re out of the area, give us a call to receive a no obligation consultation.  Please contact us at any time to get a quick assessment and to discuss different options.

Call Us Today +1 866 921 8890

Questions? We’re here to help!

Mortgage Offers

...pick the one thats right for you.

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We Pay Your Legal Fees!

When You Close a Mortgage With Us

WE PAY YOUT LEGAL FEES,
$1000 VALUE

Get $1000 Cash Back

When You Close a Mortgage With us

RECEIVE $1000
CASH BACK

$1000 Referral Fee

When They Close a Mortgage With us

REFER A FRIEND AND GET
$1000

Featured Rates

FIXED

LenderRateTerm
Mortgage Lendwise RateLendwise

3.40%

5-Year
Mortgage First National Bank RateFirst National Financial

3.59%

4-Year
Mortgage RMG RateRMG Mortgages

3.29%

3-Year
Mortgage Street Capital RateStreet Capital Bank

3.19%

2-Year
Mortgage TD Bank RateTD Bank

3.19%

1-Year

VARIABLE

TermRate
5-Year Variable

2.75%

3-Year Variable

3.35%

OTHER

TypeRate
Line of CreditStarting at

3.00%

Equity LoansStarting at

5.99%

Private MortgagesStarting at

5.99%

There Is Nothing We Can’t Handle

Regardless of what your financial situation is, there is absolutely nothing that we can’t handle. At Toronto Mortgage Brokerage we promise that you will be happy with our services. We will help you to quickly determine how much you’re entitled to and what you can afford. In the end we guarantee to maximize your savings.

OUR CUSTOMERS LOVE US

My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Linderman Beadles
Linderman Beadles
06:16 26 Feb 18
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Gina Carroll
Gina Carroll
05:06 28 Feb 18
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Deane Laflamme
Deane Laflamme
04:40 27 Feb 18
My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Stephnie Boyles
Stephnie Boyles
13:59 15 Nov 17
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Billye Peralta
Billye Peralta
13:38 19 Nov 17
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Moore Hoover
Moore Hoover
02:25 16 Nov 17
We worked with Leon and he provided a thorough and a professional process in re-financing our mortgage. Communication was consistent, he was easy to reach and documents were processed quickly. Most importantly, we got a great rate that has us savings hundreds of dollars per month on our home. These guys really know what they're doing.
Melissa Brown
Melissa Brown
00:12 18 Jul 17
As third time home buyers we couldn't be happier with the service we got from Certified mortgage broker. The team did a great job working on our loan. Everything was fast, easy and transparent. Probably the best mortgage experience i’ve ever had.
Riley Clements
Riley Clements
15:27 20 Jul 17

Mortgage Rates FAQ’s

mortgage questions What’s the point of comparing mortgage rates?

First of all, there are so many lenders out there who each has many diverse packages to choose from. It can take ages to go through each mortgage providers products and compare them by yourself. We’ve already identified the top mortgage providers and compared them for you to quickly and easily narrow down your search.

mortgage questions What are my pre-payment options?

Your prepayment options will depend entirely on the mortgage provider you choose as they set their pre-payment terms on an individual basis. There are usually two types of pre-payment options: lump sum pre-payments and monthly prepayment increases.

A lump sum prepayment option means that you have the choice to make a lump sum contribution to what’s left of your principle. The maximum amount you can prepay will usually be given as a percentage of your remaining or initial principle, e.g. 20%. It might be possible to pay more if you pay a penalty.

A monthly payment increase allows you to increase your monthly payments at any time. The higher your monthly payments are the shorter the remaining amortization period. There will also usually be an upper limit on by how much you can increase your payments from their original amount.

mortgage questions How often does Toronto Mortgage Brokerage update their rates?

There is no set rule for when mortgage rates are updated. Individual brokers, as well as lenders, choose when to update their rates at their own discretion. We are constantly checking the brokers we compare on our website as well as the Canadian Bank to ensure you get the most up to date rates.

mortgage questions Fixed rate vs. Variable rate mortgages

As the name suggests, fixed-rate mortgages have interest rates that are fixed for the entire period of the mortgage. This rate is established before you buy the mortgage product based on the prime interest rate at the time. Your interest payments won’t change if the prime interest rate fluctuates later on, for better or worse.

A variable-rate mortgage usually starts out with an interest rate slightly lower than for fixed-rate mortgage products. However, your interest payments will follow the interest rate as it goes up and down during your mortgage period. This means that you will be making a trade-off between stability or instability when it comes to your payments for the chance of paying less interest.

mortgage questions What’s the difference between an open or closed mortgage?

The biggest difference between open and closed mortgages comes down to flexibility in how and when you pay off your principal mortgage amount. An open mortgage allows you to make additional payments or pay off the entire principal amount at any time during the mortgage period. The ability to free yourself from your mortgage commitment early comes at the cost of paying a higher rate.

On the other hand, a closed mortgage has fixed payment amounts, schedules, and terms to which you are bound. Some lenders allow you to amortize your principle early if you pay what is called a pre-payment penalty. However, these mortgages come with lower interest rates than open mortgages. An open mortgage can be a good option if you know you are due to receive a large sum of money soon.

Both open and closed mortgages can come in fixed or variable rate mortgages.

At Toronto Mortgage Brokerage We Offer

The most up to date mortgage rates from the best mortgage providers or brokers in Toronto. Compare any type of mortgage from fixed or variable-rate mortgages to open or closed mortgages as well as mortgages with various terms and down payments.

CONTACT US

Give us a call or email us to schedule your appointment