The Absolute Best Mortgage Brokers in Halifax!!

… a GTA based brokerage with a decade of experience under its belt.

Certified Mortgage Brokers Halifax – Where Best Rates Meet Customer Service!

Halifax is Eastern Canada’s busiest economic and urban area. The city’s economy is vibrant with its government offices and private companies.

It is home to a growing, diverse population which with increasing home buying power.

If you’re concerned about taking out a pricey mortgage in this highly urbanized area, there is nothing to worry about. Certified Mortgage Brokers in Halifax are dedicated to ensuring you, whether residential or commercial get the best deals. We have mortgage agents who can guide you through every step of your home buying process in relation to finances in Halifax.

 

Trustworthy and Respected Mortgage Brokers in Halifax

Our company is a major player in the residential and commercial mortgage field in Halifax, as well as in other cities in Canada. We offer various mortgage services to cater to your specific needs. Whether you’re in the market for a new home, a new investment building, or to consolidate previous debts through refinancing, we’ve got you covered.

We have served several satisfied clients over the past ten years and will continue to do so for years to come. Our decade-long experience makes us one of the most experienced mortgage brokers in Halifax.

Bringing Quality Services to the Table

Taking out a mortgage can be a tough decision to make. We’re here to help lighten your burden and confidently take out the most efficient mortgage for your needs.

We’ve partnered with several reputable lenders who can provide competitive rates for your next mortgage loan. Whether you have a good credit rating and debt serviceability or a mediocre one, we can find financing for you.

 

Your Mortgage Is Our Responsibility

Our job is to inform you as a customer regarding possible options, conditions, pros and cons of each mortgage product.

We ensure that we do unbiased transactions with these lenders in order to give you quality services all throughout the mortgage process.

Not only do we find you the best rates in Halifax, we also guide you throughout the entire process of home buying or investment buying. We advise you on property appraisals, lenders, amortization schedules, cheaper rates, savings, and other aspects of the mortgage process.

We provide services for residential mortgages, commercial mortgages, debt consolidation, private mortgage, second mortgages, any many more.

FREE LEGAL FEE PROGRAM!

We will cover your legal fees when you do a mortgage with us. At Certified Mortgage Brokers, we are committed to make your life a little easier.

Featured Rates

FIXED

LenderRateTerm
Mortgage Lendwise RateLendwise

2.99%

5-Year
Mortgage First National Bank RateFirst National Financial

3.44%

4-Year
Mortgage RMG RateRMG Mortgages

3.29%

3-Year
Mortgage Street Capital RateStreet Capital Bank

3.19%

2-Year
Mortgage TD Bank RateTD Bank

2.89%

1-Year

VARIABLE

TermRate
5-Year Variable

2.39%

3-Year Variable

2.80%

OTHER

TypeRate
Line of CreditStarting at

3.00%

Equity LoansStarting at

5.99%

Private MortgagesStarting at

5.99%

Understanding Mortgage Basics

Knowing a Bit More About Mortgages and Rates

As a borrower, it is essential that you know basic concepts about how mortgages work.

Mortgage is defined as a loan granted to a person or to business entities for them to purchase pieces of real estate property. It’s essentially a secured loan wherein the collateral is the property being bought itself.

Mortgages come in several interest rates. They depend on the nature of the mortgage, where it shall be used, and is usually determined by the lenders. Mortgages can either come in fixed interest rates which remain the same throughout the amortization schedule, or in fluctuating rates wherein the interest rate differs depending on the industry market.

What You Need To Know

We Will Find The Solution

Paying off the mortgage in full as determined in the amortization schedule grants you the right to become the owner of the property. However, defaulting on the mortgage allows the lender to foreclose and sell your property to others.

You can live your life to the fullest in Halifax. We would be glad to discuss your needs and come up with a suitable solution for your home, business, and refinancing needs. Call Us at +1 866-921-8890 to find out more!

OUR CUSTOMERS LOVE US

My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Linderman Beadles
Linderman Beadles
06:16 26 Feb 18
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Gina Carroll
Gina Carroll
05:06 28 Feb 18
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Deane Laflamme
Deane Laflamme
04:40 27 Feb 18
My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Stephnie Boyles
Stephnie Boyles
13:59 15 Nov 17
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Billye Peralta
Billye Peralta
13:38 19 Nov 17
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Moore Hoover
Moore Hoover
02:25 16 Nov 17
We worked with Leon and he provided a thorough and a professional process in re-financing our mortgage. Communication was consistent, he was easy to reach and documents were processed quickly. Most importantly, we got a great rate that has us savings hundreds of dollars per month on our home. These guys really know what they're doing.
Melissa Brown
Melissa Brown
00:12 18 Jul 17
As third time home buyers we couldn't be happier with the service we got from Certified mortgage broker. The team did a great job working on our loan. Everything was fast, easy and transparent. Probably the best mortgage experience i’ve ever had.
Riley Clements
Riley Clements
15:27 20 Jul 17

Halifax Mortgage Frequently Asked Questions!

mortgage questions What is a Mortgage Term?

The loan that you make to buy a house or some other property is called a mortgage. The principal refers to the amount borrowed. Each mortgage payment pays off part of the principal plus the interest.

 

You have custody over the property. However, if you fail to pay the loan and interest according to the terms of the contract, the lender may repossess the property.

mortgage questions What is a Down Payment?

A down payment refers to the money you pay for real estate property. This money is paid upfront and the rest of the cost of your new home is covered by your mortgage. For properties that cost up to $500,000, the minimum down payment in Canada is 5% – however, do take note that your lender may sometimes require a higher down payment.

 

But what if the cost of the property is more than $500,000? If that is the case then the interest is 5% for the first $500,000 and then 10% for the remainder of the cost.

CONTACT US

Give us a call or email us to schedule your appointment

Certified Mortgage Brokers Across Canada

…by providing award winning customer service to each and every single client.