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Your Trusted Mortgage Broker In Mississauga

When you are planning to buy a new house, you should go to professionals. You want a mortgage broker who will protect your interests. However, you do not want people with more technical knowledge to take an advantage of you. With this in mind, how do you find a mortgage broker in Mississauga who knows everything about the subject, but won’t take advantage of you? For those who are looking for the most comprehensive real estate services in Mississauga, Turkin Mortgage is there for you.

No matter what your needs are, the agents at Turkin Mortgage can help you. We offer our expertise in all types of loans, and can give you the best deals and options. Whether you are a family moving into a new home, a business trying to expand, or simply trying to consolidate all of your debts, we are here to serve you. Give us a call today, and let us resolve your situation.

Our Mississauga Based Mortgage Brokers Offer The Following Services

First-Time Buyers

Get tailored guidance designed specifically for first-time homebuyers in Toronto. From finding the right mortgages to understanding available incentives, our goal is to make your transition to homeownership seamless and stress-free.

Mortgage Refinancing

Maximize your home's equity for renovations, investments, or education with our efficient refinancing solutions. With thorough evaluations of penalties, rates, savings, and terms, we ensure you refinance confidently, accessing up to 90% of your equity wisely.

Mortgage Renewals

Don't overlook the opportunity to secure better rates, improved terms, and more lender options. Partner with your mortgage broker three months before renewal to develop a customized strategy that helps you maximize your financial gains.

Private Mortgage

Though navigating the Canadian mortgage market can be challenging, private lenders provide a valuable alternative. Prioritizing property values over strict credit scores, they offer personalized, short-term mortgage solutions tailored to diverse borrower needs.

Second Mortgage

Exploring a second mortgage, also known as a home equity loan, enables you to leverage your property's equity. Whether for consolidating debts or strategic investments, this option grants access to as much as 90% of your property's equity, serving as a valuable financial asset.

Self-Employed Mortgage

Navigating the intricate maze of the mortgage market can be overwhelming, especially for self-employed individuals facing rigorous income verification processes. Recognizing these unique hurdles, we offer tailored mortgage solutions that can cater to the specific needs of self-employed borrowers.

Construction Financing

Beginning to build your dream home demands dedication and financial readiness, with down payments typically ranging from 25-35%. Our construction financing, tailored for contractors and homeowners, includes a 15% contingency fund for unexpected costs.


In Canada’s changing mortgage industry, HELOC stands out as a flexible tool, offering access to up to 65% of your home equity. With low-interest rates, HELOC offers unmatched flexibility, providing the financial relief you seek.

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Why Us

Your property is your biggest investment and one that almost everyone requires financial help to accomplish. Over the last few years, it has become progressively more difficult for Canadians to purchase the home of their dreams as legislation has been tightened up. Turkin Mortgage in Mississauga can help you to obtain the best mortgage deal in the area.

Our trained and experienced agents have the expertise to help you to navigate through the often-complex terms and conditions included in the mortgages. We have a large portfolio of lenders with whom we have had long-term relationships. Whatever mortgage finance you require, we can arrange it, even if you have been turned down by the banks.

We Will Go Over and Above to Get You The Best Mortgage in Toronto Without Stress!
We Will Answer Your Phone Calls!
Have Your Financial Interests In Mind!
Get You Rates Others Will Not!
Call us: +1 866 921 8890

Questions? We’re here to help!

Turkin Mortgage Brokers In Mississauga

Frequently Asked Questions About Your Mississauga Mortgage

  • What Is A Mortgage?

A mortgage is a property loan between a borrower and a mortgage provider. The mortgage agreement will contain all the terms and conditions of the mortgage including the principal amount, the interest payable and the repayment plan. The lender holds the property as collateral against the loan. This means that should the borrower default and fail to make repayments, the lender has the right to foreclose on the property and sell it to recover the loan and any accrued interest.

The principal on the mortgage is the amount borrowed. It reduces over time as a portion of the repayments cover the interest and the rest is allocated to the principal.

We Offer Different Types Of Mortgage

Refinancing Mortgage

One of the most common needs is mortgage refinancing deals with paying your current mortgage and/or other debts against the property and assets you currently have. You then will have created a new loan which consolidates your previous debts.
The process can be complicated. During it you would have to transfer money and debts, renew terms of loans, and many more things to take care of. It is not right for everyone, however, and we can help you decide whether this process is suitable for you. Our expertise can guide you through all confusing steps.

Residential Mortgage

When people think of mortgages, they typically think of buying a house. Unless you have all of the money upfront, in order to purchase your own home, you are going to need to use a residential mortgage to pay for it. Each case is going to be different, depending on the house, your financial status, and the market as a whole.

Because each situation will be different, we are experts at knowing what the right paths and options are for each case. Our professional can balance out the cost of your property, other expenses, your credit, and the market in order to provide you with the right solution for you.

Commercial Mortgage

Commercial or industrial mortgages are also common and well-known to people. For those who are looking to start a new or expand an existing business, and need extra space, you are going to need a one. Many kinds and types of businesses require a market space. As such, it is important to think of what loan will be right for your business. We have a great understanding of what business need, and how to give it to them. We can give you the right contract for you, and the needs and demands of your business.

Hassle Free Closing!

No matter what your needs are, the agents at Turkin Mortgage can help you. We offer our expertise in all types of loans, and can give you the best deals and options. Whether you are a family moving into a new home, a business trying to expand, or simply trying to consolidate all of your debts, we are here to serve you. Give us a call today, and let us resolve your situation.

Mortgage Brokers Mississauga Offer You Personalized Service

We offer a personalized service. When you ask us to act on your behalf, we will analyze and discuss your financial goals, so that we understand the type of mortgage that will suit your needs. We will shop around so that you get the best combination of rates, fees and terms and conditions. We give you a set of mortgage options and you choose the best, which will be suitable for your needs. Mortgage brokers have a duty of care when they consult you on loans and mortgages. They are licensed and trained to give you the best advice possible. Interest rates are not the only expense to consider when negotiating your mortgage. Your mortgage broker can help you to navigate the terms and conditions. For example, if you take a five-year fixed term with a great rate you could end up paying penalties of thousands of dollars if you need to break the contract. These penalties could far outweigh the interest savings.

Mortgage Brokers Save Time And Money

Turkin Mortgage brokers in Mississauga will find you the best deal for your personal circumstances. This is the benefit of using a broker that has connections with a wide variety of lenders. The options are varied and a broker can find you the best fit. They can also help you to get a pre-approved mortgage. Our mortgage agents in Mississauga will find you the best deal for your personal circumstances. This is the benefit of using a broker that has connections with a wide variety of lenders. The options are varied and a broker can find you the best fit. They can also help you to get a pre-approved mortgage. Changes in legislation in recent years has made it more difficult for borrowers to negotiate better rates with their banks. Our brokers use their knowledge and contacts to structure a loan to your requirements. This is especially helpful if you have previously been denied a loan. Brokers make application to various lenders to find you the best-structured mortgage available.

  • What Mortgage Repayment Choices Do I Have?

There are two main types of mortgage repayment plans from which you can choose:

An open mortgage repayment plan

an open mortgage is one that you can pay off at any time during the term of the mortgage without incurring penalties. Open mortgages tend to have shorter payment terms. These usually range from six months to a year where the rates are fixed and for three to five years where variable interest rates are paid. For the flexibility of an open mortgage, you will pay a higher interest rate.

A closed mortgage plan

a closed mortgage limits the flexibility of the borrower to make repayments as they please. While most closed mortgages will allow some flexibility in making lump sum payments, full early payment will result in penalties. The benefit of the closed mortgage is a lower interest rate.

  • What Are The Benefits Of A Pre-Approved Mortgage?

Pre-approval is a quick and easy process that takes just a few days. During the process, you supply your lender with your financial information. The lender will verify the information and check your credit rating. Based on this he will supply you with the pre-approval for the amount that you can borrow. You will also receive a schedule of repayments.

The benefits:

  • You can save time and effort by looking only at the properties that you can afford
  • You will know what down payment is required and what your monthly repayments are, making it easier for you to budget
  • The seller is more likely to give your offer careful consideration because he knows that you have the money available.
  • Depending on the lender, pre-approvals are good for 60, 90 or 120 days. Pre-approval carries neither cost nor obligation.
  • Should I Choose Fixed Or Variable Interest Rates?

The choice of fixed or variable rates is a personal one. Which you choose should depend on your appetite for risk. Here’s why;

Fixed interest rates

by far the most popular choice in Canada, fixed interest rates remain the same throughout the term of the mortgage. Fixed rates are generally a little higher than variable rates, but they offer borrowers the stability of knowing exactly what their monthly repayments will be. This is the best choice for borrowers on a tight budget.

Variable interest rates

variable interest rates are linked to the prime interest rate and will move up and down along with the prime rate. Variable rates are less expensive than fixed rates when measured over time, but if uncertainty keeps you awake at night you may be better off opting for fixed rates.

  • How Much Do I Need For The Down Payment?

The down payment is the amount of money that you must make up front to get a mortgage. In Canada, depending on the price of the property, the minimum down payment is 5%. Bear in mind that if your down payment is less than 20% you will have to purchase mortgage default insurance also known as CMHC. You can pay this as a lump sum or on monthly instalment. The insurance covers the lender in case of a payment default.

The down payment is deducted from the price of the home. The mortgage will cover the remainder of the price. The bigger the down payment that you make the less your repayments. A larger down payment can save you thousands of dollars in interest.

  • What Are Closing Costs?

Closing costs are the final costs that the buyer incurs to purchase the property. Most lenders will expect the buyer to budget between 2% and 4% of the purchase price for the closing costs. Typically, these costs include

  • Appraisal costs – necessary to verify the property value
  • Home inspection – to ensure that there are no costly repairs required
  • Land transfer tax
  • Property insurance
  • Property tax
  • Legal fees
  • Adjustments – including utility bills and taxes that may already have been paid by the seller.
  • What Documents Will I Need To Finalise My Mortgage?

  • A list of assets
  • A list of liabilities
  • Bank account information
  • If you are building you will need to submit the building plans
  • Proof of income
  • Lawyers details
  • Purchase agreement
  • MLS listing
  • Proof that you have made a down payment
  • Terms That You Should Know When Closing A Mortgage

Amortization – refers to the length of time that it takes to fully pay off the mortgage

Appraisal – evaluation by a professional of the value of a property

Deposit – a payment made to secure the property

Down Payment – the amount the buyer must pay from his own pocket for the property. It is expressed as a percentage.

Home Inspection Fee – the cost of checking the property for structural integrity is for the buyer’s account.

Loan to value ratio – the size of the mortgage measured against the property value.

Prepayment option – the option on a closed mortgage that allows you to make specific early payments against the principal amount. Some pre-payment options have penalties. Others do not.

Property transfer tax – a tax due when the property is transferred from one owner to another

Mortgage Loan Insurance – the insurance that buyers must pay when the down payment is less than 20%. The size of the mortgage is a determinant in the cost of the insurance.

Term – the timespan of your mortgage agreement. When it comes to term you will have to renew it or find a new mortgage provider.

You have questions. We are here to help!



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Henry Wright

Was looking for a mortgage broker in Toronto. Heard about Leon and his team from a co worker and decided to give them a call. after some time on the phone talking about mortgages and what would work best for me I was VERY impressed. They were polite and most importantly they knew what they were talking about. We then scheduled an appointment and I got my mortgage with a great rate. Definitely recommend.

Gina Carroll

Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.

Wilton Marble

A little while back my wife and I finally decided to stop renting and get a place of our own. After some searching we found a condo we both liked and that was in our price range. The next step was a mortgage, but honestly, neither of us knew too much of what we were getting into. We found Leon and his team after a quick search on google and have had a wonderful experience. Leon and his team of mortgage brokers are VERY knowledgable, polite, work fast and just all around very professional. They answered all our questions and we got a great rate.

Afton Jaskolski

Getting a private mortgage was not easy to be honest, but at least with Mr. Leon it was doable. Thank you for your help!

Wendy Langdon

Going through with this company was my best decision. These Burlington mortgage brokers are real professionals. They helped me to save thousands of dollars, I'm not sure I'd find such a good offer myself.

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