TD Bank

About TD Bank

Toronto-Dominion Bank (Td Bank) is headquartered in Toronto, Ontario. They are one of the largest providers of a full range of financial services and products with over 80,000 employees and 25 million customers. As of October 2017, they had over $1.3 trillion in assets.

TD Bank Mortgage Products

Fixed Rate Mortgage

A fixed rate mortgage always comes with stability and peace of mind for the duration of your mortgage term. Terms come in 6-month and 1, 2, 3, 4, 5, 6, 7, and 10-year options.

Regular payments can be increased by up to 100% per year and you can prepay up to 15% of your principal per year without penalty.

6 Month Convertible Mortgage

You can keep renewing your fixed rate mortgage on a 6-month basis until you are comfortable with rates to commit to a long-term loan.

You can also increase your regular payments by up to 100% or prepay up to 15% per year without prepayment penalties.

1 Year Open Mortgage

You can convert this mortgage to a closed mortgage with lower raised and a longer fixed term at any time with no extra charge. You can also make prepayments (up to the full amount) at any time during your term or just increase your payments by 100% once.

Variable 5 Year Closed Mortgage

Payments stay at the same amount whether interest rates rise or fall. If rates fall, more of your payments will go to your principal and if rates go up more of it will go to your interest. You can convert it to a fixed rate mortgage at any time. The term for this fixed rate mortgage will be the lesser of either 3 years or the remaining term of your original mortgage.

You can also increase your regular payments by up to 100% or prepay up to 15% per year without prepayment penalties.

TD Bank

Variable 5 Year Open Mortgage

Your payments will behave the same for any variable mortgage with TD Bank when rates rise or fall. With this open variable mortgage, you are able to prepay your mortgage at any time in any way that suits you. You will only need to pay an administration fee based on the year in which the prepayment is made.

TD Home Equity FlexLine

A revolving line of credit tempered with the stability of a Term Portion of 1 to 5 years.

Call Us Today +1 866 921 8890

Questions? We’re here to help!

Mortgage Offers

...pick the one thats right for you.

Find Out More

We Pay Your Legal Fees!

When You Close a Mortgage With Us

WE PAY YOUT LEGAL FEES,
$1000 VALUE

Get $1000 Cash Back

When You Close a Mortgage With us

RECEIVE $1000
CASH BACK

$1000 Referral Fee

When They Close a Mortgage With us

REFER A FRIEND AND GET
$1000

Featured Rates

FIXED

LenderRateTerm
Mortgage Lendwise RateLendwise

3.40%

5-Year
Mortgage First National Bank RateFirst National Financial

3.59%

4-Year
Mortgage RMG RateRMG Mortgages

3.29%

3-Year
Mortgage Street Capital RateStreet Capital Bank

3.19%

2-Year
Mortgage TD Bank RateTD Bank

3.19%

1-Year

VARIABLE

TermRate
5-Year Variable

2.75%

3-Year Variable

3.35%

OTHER

TypeRate
Line of CreditStarting at

3.00%

Equity LoansStarting at

5.99%

Private MortgagesStarting at

5.99%

Other TD Bank Products

On top of mortgage products, TD Bank offers almost all the services you can expect from a registered and fully licensed bank operating within Canada. You can apply for:

  • A range of bank accounts
  • A credit card
  • Loans and lines of credit
  • Savings or Investment accounts
  • Various insurance products

TD Bank Application Process

You can apply for a mortgage online on the TD Bank website or contact them and have a Mortgage Specialist visit you. To apply online, you will need to register an account on the TD Bank website. Be prepared to provide the following information when pre-applying and filling in your mortgage application:

  • Mortgage amount
  • Purchase price
  • Property type
  • Builder (if applicable)
  • Annual property taxes
  • Purpose (e.g. purchase, refinance, transfer)
  • Down payment
  • Dwelling style
  • Property address

Certified Mortgage Brokers Across Canada

…by providing award winning customer service to each and every single client.