After renting for so long, finally, a chance has come up for you to buy your own home. Purchasing your first-time home is probably one of the most significant decisions you will ever make in your life. Amidst the excitement of buying your own home, most buyers face one hurdle – obtaining a mortgage. Many first-time homebuyers have never applied for a big loan before and are often hesitant about applying for a mortgage. CMB will make the process of acquiring your first home simpler by guiding you through different mortgage options. We have an extensive network of real estate agents and lawyers across Toronto to help you get the best deals.
Our certified mortgage broker will:
- Make you understand the mortgage application process from the beginning to the end
- Evaluate your financial capability and determine the mortgage size for which you can qualify
- Help you shop around and compare different mortgage deals to get the best
- Help you get a pre-approved mortgage which gives you an edge over other mortgage applicants
- Guide you on how you can access a Home Buyer’s Plan. The plan allows you to draw up to $25,000 from your Registered Retirement Savings Plan
- Explain to you about incentives like First Time Homebuyer’s Tax Credit and Land Transfer Tax. Most first-time homebuyers aren’t aware of the mortgage incentives they can take advantage of.
- Help you get a mortgage that suits your budget and lifestyle by helping you understand the mortgage terms and conditions.
- Help you understand all the costs involved upfront, including the closing costs
The process of buying your first home doesn’t have to be stressful. With the help of a qualified mortgage broker, the mortgage application process will be much simpler.