You are in the market for a property to call your own. You have scanned the local directories for a reputable mortgage broker. You have found the person and he has given you a list of properties to look over. You ask yourself, when is it really the best time to buy a house? Are there certain things that you have to remember as a buyer as to when to buy?

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Featured Rates

FIXED

LenderRateTerm
Mortgage Lendwise RateLendwise

3.40%

5-Year
Mortgage First National Bank RateFirst National Financial

3.59%

4-Year
Mortgage RMG RateRMG Mortgages

3.29%

3-Year
Mortgage Street Capital RateStreet Capital Bank

3.19%

2-Year
Mortgage TD Bank RateTD Bank

3.19%

1-Year

VARIABLE

TermRate
5-Year Variable

2.75%

3-Year Variable

3.35%

OTHER

TypeRate
Line of CreditStarting at

3.00%

Equity LoansStarting at

5.99%

Private MortgagesStarting at

5.99%

Options Galore In The Springtime

What is it with springtime and property sellers? There are reports and trends over the past few years showing that more and more people list their properties for sale in the springtime. Is it because they want to leave the house? Or the sun rejuvenates them to find new homes to spread their wings to?

First time home-buyers get a lot of options to choose from in the spring time. Mortgage brokers and realtors have a flood of market listings they would like to dispose of. The number of listings and the number of potential buyers tend to cause a competition. This tends to drive the prices up for some buyers. This makes business great for some sectors and provinces.

The influx of interested buyers makes it a boon for some. Professionals receive and get a lot of offers, some for the same property. This makes it a huge incentive for them to settle for the most profitable offer. You may get to obtain your dream house, but you can expect to pay a premium for it. Still, it is your satisfaction that is at stake, so the price does not matter much.

Winter Drives Prices Down

A seasoned real property expert can spot a good deal during the months of November and December. Properties listed during these months need to be bought and sold at once, else they become “stale”. The owners who list their properties during these months are eager to get value for their investments.

Waiting for the right time is one of the most difficult things to cultivate as a buyer. There is always the instinct to get the better of another buyer in a competitive real estate market. But waiting for the opportune time is not only about getting the property that you want. Waiting for the right time is also about getting the property for a better, more palatable price. Most people do not go house-shopping during the holidays and winter months. Who would want to trade the fireplace for a cold trek to see a property? A lot of business-savvy mortgage brokers do. They know that they can make a decent profit margin for a property sold even in the cold wintery months. There is no rest for the realty selling business.

House-Warming

No matter what time of the year you go house-hunting, the important thing is you find the property that would suit you. Your property should reflect you as a person and should be an extension of your persona. Whether you find it during the springtime, in the winter time or seasons in between, make sure you get the property you desire. Make sure you have a good mortgage broker to assist you in making the deal. They will assist you in financing and little things that matter.

OUR CUSTOMERS LOVE US

My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Linderman Beadles
Linderman Beadles
06:16 26 Feb 18
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Gina Carroll
Gina Carroll
05:06 28 Feb 18
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Deane Laflamme
Deane Laflamme
04:40 27 Feb 18
My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Stephnie Boyles
Stephnie Boyles
13:59 15 Nov 17
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Billye Peralta
Billye Peralta
13:38 19 Nov 17
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Moore Hoover
Moore Hoover
02:25 16 Nov 17
We worked with Leon and he provided a thorough and a professional process in re-financing our mortgage. Communication was consistent, he was easy to reach and documents were processed quickly. Most importantly, we got a great rate that has us savings hundreds of dollars per month on our home. These guys really know what they're doing.
Melissa Brown
Melissa Brown
00:12 18 Jul 17
As third time home buyers we couldn't be happier with the service we got from Certified mortgage broker. The team did a great job working on our loan. Everything was fast, easy and transparent. Probably the best mortgage experience i’ve ever had.
Riley Clements
Riley Clements
15:27 20 Jul 17

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