The real estate market is finicky but stable. It depends on the supply and the demand both from the buyers and the sellers. It is a stable niche that would rarely go out of style. People are always demanding for houses to settle on, for places to inhabit. Some of them want a bigger space because of a growing family, some want private spaces for relaxation, some want something in between. No matter how you see it, everybody wins. Realtors and mortgage brokers will have a field day getting their targets and assisting people.

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Featured Rates

FIXED

LenderRateTerm
Mortgage Lendwise RateLendwise

3.40%

5-Year
Mortgage First National Bank RateFirst National Financial

3.59%

4-Year
Mortgage RMG RateRMG Mortgages

3.29%

3-Year
Mortgage Street Capital RateStreet Capital Bank

3.19%

2-Year
Mortgage TD Bank RateTD Bank

3.19%

1-Year

VARIABLE

TermRate
5-Year Variable

2.75%

3-Year Variable

3.35%

OTHER

TypeRate
Line of CreditStarting at

3.00%

Equity LoansStarting at

5.99%

Private MortgagesStarting at

5.99%

Booming Business

No matter where you go, the real estate business is booming. First time home-buyers look for a decent fixer-upper or a startup house to call their own. They would not settle for something that is not calling to them. Busy bodied professional and urbanites look for condominium and apartment units. They need these settlements to keep up with their busy schedules. They will not also settle for something less than desirable.

Middle-aged couples and those approaching retirement are also good clients for real estate business. They have specific needs that the business can provide. Their needs add to the sales and the listings available for other people to look at. They are a good source of business, so to speak.

The real estate business is cyclical – seasonal, in fact. There are certain periods where the business experiences a slow-down. There are times of the year when the business experiences a boom in both buyers and listings. These situations can be exploited in a positive sense by both parties.

Balancing the Equation

There has to be a balance between the client expectations and the listings of the realtors and mortgage brokers. There has to be give-and-take relationship. It would not be good for the realtors to have the constant upper-hand. It is not good for business if the other way around is also true. A business needs its balance to be prosperous and productive.

The trend should not worry investors. It is always a good time to invest in real estate. For prospective home-buyers, you may not get the price point you want because of competition. But you will get the satisfaction of owning your own home. For realtors and agents, you may not get the price you want for the property because of lack of interest. But you will at least get a decent profit and get it of your listings book. There will be winners in all deals – you only need to know who got the upper-hand in this one.

Law of Supply and Demand

The law of supply and demand affects how the prices of real estate act. The less supply but high demand nets better opportunities for realtors and mortgage brokers to make a killing. Low demand and high supply will necessitate the lowering of prices to get business going. It is the way of the world. Sometimes you win, sometimes you lose. But in the end, it is all good – people get their houses, and the business people get their quotas.

Final Call

You must analyze all aspects before going in deep on a deal. There are different factors to consider. Getting a good line of credit set up, getting the best facilities for your money, getting the best house possible. Sometimes, you have to give some, to get some. In the business of real estate, everybody gets the chance to win.

OUR CUSTOMERS LOVE US

My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Linderman Beadles
Linderman Beadles
06:16 26 Feb 18
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Gina Carroll
Gina Carroll
05:06 28 Feb 18
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Deane Laflamme
Deane Laflamme
04:40 27 Feb 18
My wife and I recently purchased our first place, so we started to look for a mortgage broker. Neither of us really knew what we were doing, so it was important to us that we could find someone who could guide us through the whole process. After some searching we finally stumbled upon the guys at certified mortgage broker We worked with leon and his team, got a great rate and they took their time to explain and guide us through the whole process. Great rates and great service. Would absolutely recommend.
Stephnie Boyles
Stephnie Boyles
13:59 15 Nov 17
Got tired of sow service and mediocre rates from my bank, so I started looking for a mortgage broker. Had some family friends recommended Leon and his team, so decided to check them out. Was very impressed with Leon, he guided me through step by step, recommended a mortgage and I ended up switching to him. My rate is better and he always answers call and emails right away.
Billye Peralta
Billye Peralta
13:38 19 Nov 17
Was looking for a new mortgage broker, my old one moved so had to find someone else to work with. Didn't really know how to go about it so just started googling. After some searching and talking, decided to go with the guys at certified mortgage broker. No one could match their rates, plus their customer service is honestly some of the best i’ve seen.
Moore Hoover
Moore Hoover
02:25 16 Nov 17
We worked with Leon and he provided a thorough and a professional process in re-financing our mortgage. Communication was consistent, he was easy to reach and documents were processed quickly. Most importantly, we got a great rate that has us savings hundreds of dollars per month on our home. These guys really know what they're doing.
Melissa Brown
Melissa Brown
00:12 18 Jul 17
As third time home buyers we couldn't be happier with the service we got from Certified mortgage broker. The team did a great job working on our loan. Everything was fast, easy and transparent. Probably the best mortgage experience i’ve ever had.
Riley Clements
Riley Clements
15:27 20 Jul 17

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