#1 Certified Mortgage Brokers in Winnipeg Welcome You!
…a GTA based brokerage with a decade of experience under its belt.
Get Financing For Your Dream Home or Property with Certified Mortgage Brokers In Winnipeg
The Challenges of purchasing your first home can seem immense for the first time home buyer. With a number of questions and concerns that arise during the search for the right mortgage it is key to find the right advice.
Certified mortgage brokers formed upon the realization that very few mortgage agents have the buyers interests in mind. Both the major banks and often independent mortgage brokers mislead and misrepresent potential buyers who tend to be vulnerable with upcoming closing date and the burden of a financial commitment.
At CMB it is our priority to educate potential clients and aid them in finding the best mortgage rates and terms for the upcoming mortgages.
We search through a number of Canadian lenders to provide the best mortgage solutions for our Winnipeg clients.
Experience, Professionalism, And Dedication Are The Values We Stand By
We are Certified Mortgage Broker, a mortgage brokerage company serving in Winnipeg and other Canadian areas. We specialize in providing ideal mortgage solutions to fit your individual needs. We’ve catered to numerous satisfied clients for the past ten years.
Our commitment to unbiased quality service is what keeps us going today and for the any years to come. We adhere to professionalism at all times, and we are here to serve you in all honesty and dedication. Helping you reach your dreams with our mortgage brokerage services is our foremost aim.
A decade of experience in the market, a high sense of professionalism, and dedication to quality customer service – these things made us stand out from other brokers. We are one of the most trustworthy mortgage brokers in Winnipeg and other Canadian cities.
Call Us Today +1 866-921-8890
Questions? We’re here to help!
We Pay Your Legal Fees!
When You Close a Mortgage With Us
Get $1000 Cash Back
When You Close a Mortgage With us
$1000 Referral Fee
When They Close a Mortgage With us
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Understanding Mortgage Basics
Mortgage is a loan taken out from a bank or a lender in order to finance real estate properties. These properties could be a house, a building, or any other property meant to become an investment building.
When you take out a mortgage, you agree to bind yourself to an amortization schedule with your lender. The amortization schedule lays out the plan for paying out the full amount of the mortgage.
In case you have failed to pay your mortgage amortization, your lender could foreclose the property you’re buying and sell it to others. Your property serves as a protection and collateral for the lender, in case you cannot continue completing your amortization payments.
Different lenders offer various interest rates for their mortgages. Some offer fixed-rate mortgages that run for a 15 to 30-year term. Some may offer adjustable rate mortgages, wherein the interest rate stays fixed for a certain period and then fluctuates per market rates afterwards.
The key to effective mortgage buying is research. Looking for lenders with good interest rates that’ll fit your budget is what we at Certified Mortgage Brokers aim for.
What You Need To Know
Mortgage Services for Your Needs
Taking on a huge mortgage can be one scary yet satisfying step. A mortgage is a huge financial responsibility, and it takes lots of research and critical planning before going ahead and getting one.
It can be stressful to have to find a low-rate mortgage to fit budgetary limits. And that is why we’ve entered this business of looking for the best deals and lowest mortgage rates for you. All you have to do is take the mortgage and get the property you want.
Our company offers various mortgage services for your different needs. We cater to residential mortgages, commercial mortgages, and mortgage refinance.
If you want to settle into a new or previously occupied home in Winnipeg, we can help you get the cheapest rates with our wide and trusted connection to various lenders. The same goes for commercial properties in the same city. We can find the best rates that would give you more savings and better return on investment. If you are looking for refinancing, we have services for quick and seamless processing of your mortgage refinancing. We help you achieve your Winnipeg property dreams and make the most out of your mortgage.
Winnipeg Mortgage Frequently Asked Questions
What is a Mortgage Term?
The loan that you make to buy a house or some other property is called a mortgage. The principal refers to the amount borrowed. Each mortgage payment pays off part of the principal plus the interest.
You have custody over the property. However, if you fail to pay the loan and interest according to the terms of the contract, the lender may repossess the property.
What is a Down Payment?
A down payment refers to the money you pay for real estate property. This money is paid upfront and the rest of the cost of your new home is covered by your mortgage. For properties that cost up to $500,000, the minimum down payment in Canada is 5% – however, do take note that your lender may sometimes require a higher down payment.
But what if the cost of the property is more than $500,000? If that is the case then the interest is 5% for the first $500,000 and then 10% for the remainder of the cost.